As some may know, for this year everyone will be paying less on social security, 4.2% down from 6.2%. In the long run all this will do is make social security more likely to collapse and less likely for our generation to be able to rely on it. Therefore my plan is to increase my retirement savings by the amount I am "saving".
The IRS gives companies until Jan 31 to get their payroll computers set up and until March 31 to get the excess money back to you but that still gives everyone time to up their 2010 contributions.
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